A 100% mortgage is a type of mortgage that allows a borrower to borrow the entire purchase price of the property without having to put down a deposit. This means…
A Guide to 100% Mortgages
Category: News
Commercial Update 97 – Why Have A Written Partnership Agreement?
Following a question this week and with the help of my colleague Alice Galley, I thought it would be worth setting out the advantages of formalising on oral partnership. The…
Commercial Update 95: Green Lease Overview
Following on from last week’s update and with thanks to my colleague Matthew Wernham for his assistance, I’ve been asked to unpack the concept of green leases a little more….
Can You Use ChatGPT To Write Your Own Will?
ChatGPT has recently hit the headlines as a large language model developed by OpenAI, based on GPT (Generative Pre-trained Transformer) architecture. It is designed to understand natural language inputs and…
Legacy Contacts: Apple’s Feature Allowing Access to Digital Assets After Death
In an increasingly digital world, many of us frequently use our phones to save important digital assets, such as documents, photos and more. In the event of death, it can…
Keeping Your Property Transaction on Track
A failed house purchase isn’t just disappointing, but it can have huge repercussions both financially and practically. There are many reasons a property transaction may fall through, and research suggests…
Commercial Update 94 – What are MEES and what next for ‘green’ leases?
1 April 2023 saw the last step in the UK’s Minimum Energy Efficiency Standards (MEES) regime conclude, meaning that (with limited exceptions) you cannot continue to let sub-standard property (that…
Commercial Update 93 – Late Payment Terms, Can They Really Help You Get Paid?
The UK Government’s planned Payment and Cash Flow Review (Heads of Terms published in later 2022) has promised to ‘scrutinise existing practices and measures, and the progress in combatting late…
Spring Budget 2023 Key Points
This year’s Spring statement saw Chancellor Jeremy Hunt in confident mood with jokes aplenty and a promise of bounty in his bucket to fill the holes in the economy. The…
Buying a new build home
New Homes Week is taking place February 27th – 3rd March, an annual celebration and recognition of new build homes, homebuilders, and homeowners. We are taking part by sharing some…
Commercial Update 89: Knotty Problems of a Japanese Variety
Japanese knotweed has long been a concern for homeowners – this is a plant that is non-native to the U.K, initially introduced as an ornamental plant, but now classified as…
Commercial Update 88: The Top 10 ‘Not To Let Happens’ on Contract Management
Today’s contracts are becoming more complicated than ever – not a massive surprise given: Back in 2014, World Commerce & Contracting (World CC) published its “Ten Pitfalls to Avoid in…
